For workers
Earned wages on demand
You worked the hours. With ZayZoon, you can get paid for them before payday.
What it is
Your pay, when you need it.
ETS pays you every Thursday. If you need money sooner, ZayZoon lets you take part of the wages you have already earned, any day of the week, and the money arrives instantly. It is not a loan. There is no debt, no interest and no late fees. It is your money, a little early.
How it works
Four steps, no paperwork.
Once you are working through ETS, this is all there is to it.
Sign up with ZayZoon
Ask your ETS recruiter for the sign-up link, create your account in the ZayZoon app and choose where you want your money sent.
Pick an amount
Select how much of your earned wages you want to receive, up to $200 a day.
Get paid instantly
The money is transferred straight into the account you chose, 24 hours a day, 365 days a year.
Payday works as normal
On your next Thursday payday you are paid as usual, minus the amount you accessed early.
Good to know
What it is, and what it is not.
- It is not a loan. No credit check, no interest, no late fees and no payday loans.
- You can access up to $200 a day of the wages you have already earned.
- A transfer costs $5 at most, and there are zero-cost options available.
- Money moves instantly, 24/7/365, including weekends and holidays.
- You choose where it goes: a debit card, checking account, gas card, instant gift card, the ZayZoon Visa® Prepaid Card, or your Venmo account ($5 fee).
- Financial wellness tools come with it, including an overdraft predictor, spending tracking and financial education.
- You can check your earned wages, and what you have already taken, in the ZayZoon app at any time.
- You never have to use it. If you do not, nothing changes and you get your full pay on Thursday.
- It works alongside everything else ETS offers, including weekly pay, health insurance and a 401k.
Questions
Common questions about early pay.
Is this a loan?
No. You are taking pay you have already earned. There is no interest, no credit check, and nothing goes on your credit report.
How much can I take?
Up to $200 a day, from the wages you have already earned. The amount available grows as your hours go in.
Does it cost anything?
A transfer costs $5 at most, and ZayZoon offers zero-cost options too. Sending money to a Venmo account carries a $5 fee. There are no other charges, and no interest.
When does the money arrive?
Instantly. Transfers go through 24 hours a day, 7 days a week, 365 days a year, including weekends and holidays.
Where can the money go?
Your choice: a debit card, a checking account, a gas card, an instant gift card, the ZayZoon Visa® Prepaid Card or your Venmo account.
What happens on payday?
The amount you took early comes out of that Thursday’s pay. The rest is paid the normal way.
How do I sign up?
Ask your ETS recruiter for the sign-up link, then create your account in the ZayZoon app. It takes a few minutes, and you can start once your first hours are in.
Ready to get paid your way?
Find a job through ETS and weekly pay, early pay, health insurance and a recruiter who answers the phone all come with it.